Terms of Service

Independent Agent Website

1. Introduction

This website is independently operated by an independent sales representative, agency, referral partner, contractor, or independent business utilizing PAYBOTX-related infrastructure, services, software, or technology systems (“Agent”).

The Agent may market business services, merchant services solutions, software solutions, payment-related products, automation tools, marketing services, business consulting, or related services through this website.

By accessing or using this website, you acknowledge and agree to these Terms of Service (“Terms”).

If you do not agree to these Terms, you should discontinue use of this website.

2. Independent Business Relationship

This website is not operated by a bank, financial institution, lender, sponsor bank, processor, or government agency.

The Agent operates independently and is solely responsible for:

Marketing activities
Business representations
Merchant communications
Client relationships
Sales activities
Website content they customize or publish
Compliance with applicable laws and regulations

Nothing on this website creates:

Employment
Partnership
Joint venture
Agency relationship
Fiduciary relationship
Exclusive territory rights
Guaranteed business relationship

The Agent may utilize systems, technology, onboarding infrastructure, CRM tools, automation systems, or related services connected to PAYBOTX or affiliated operational platforms; however, the Agent remains an independent business operator unless otherwise expressly stated in writing.

3. No Guarantee of Approval or Funding

Submission of information through this website does not guarantee:

Merchant account approval
Payment processing approval
Funding
Business financing
Underwriting approval
Revenue increases
Financial results
Service eligibility

Approvals, underwriting decisions, processing availability, funding timelines, and account status determinations are subject to review by applicable processors, financial institutions, service providers, underwriting departments, or third-party partners.

Applications may be denied, delayed, restricted, terminated, or subject to additional review at any time.

4. Informational & Marketing Purposes Only

Content provided on this website is for informational and marketing purposes only.

Nothing on this website constitutes:

Legal advice
Financial advice
Tax advice
Compliance advice
Banking advice
Guaranteed business outcomes

Users should consult qualified professionals regarding legal, tax, accounting, financial, or regulatory matters.

5. Earnings & Savings Disclaimer

Any references to:

Savings
Revenue increases
Residual income
Business growth
Merchant approvals
Financial outcomes
Cost reduction
Processing improvements
Business performance

are illustrative only and are not guarantees.

Individual results vary based on:

Business type
Industry conditions
Processor requirements
Underwriting
Experience
Effort
Market conditions
Operational factors

No representation is made that any user or merchant will achieve similar results.

6. Third-Party Services & Integrations

This website may reference or integrate with third-party services including:

Payment processors
Merchant service providers
CRM systems
Software tools
Website providers
Hosting services
Automation systems
Financial service providers
APIs
Communication systems

Third-party services operate independently and may have separate terms, underwriting requirements, policies, and privacy practices.

The Agent does not control and is not responsible for:

Third-party outages
Underwriting decisions
Funding delays
Processor actions
Service interruptions
Banking restrictions
API failures
Third-party compliance actions

7. User Responsibilities

Users agree not to:

Submit false information
Commit fraud
Upload malicious software
Attempt unauthorized access
Misrepresent identities
Violate applicable laws
Abuse communication systems
Use this website for unlawful purposes

Users are responsible for ensuring that submitted information is accurate and lawful.

8. Communications Consent

By submitting forms, applications, or contact requests through this website, users consent to receive communications including:

Emails
Phone calls
SMS messages
Appointment confirmations
Follow-up communications
Operational notices

Message and data rates may apply.

Consent to communications is not a condition of purchase unless required by law.

9. Privacy & Submitted Information

Information submitted through this website may be collected, processed, stored, or shared with applicable processors, service providers, technology systems, onboarding systems, CRM systems, operational vendors, or related service providers for purposes including:

Merchant onboarding
Lead management
Customer support
Service qualification
Compliance review
Operational processing

Submission of information does not create:

A confidential relationship
Fiduciary relationship
Banking relationship
Guaranteed service relationship

Users should avoid submitting sensitive personal information unless specifically requested through authorized secure channels.

10. Intellectual Property

Website content, layouts, graphics, branding elements, and materials may contain proprietary content owned by the Agent, licensors, service providers, or third parties.

Users may not:

Copy website content
Republish materials
Reverse engineer systems
Use branding without authorization
Attempt unauthorized access to systems or infrastructure

11. Disclaimer of Warranties

This website and all services are provided “as is” and “as available.”

The Agent makes no warranties regarding:

Merchant approvals
Funding timelines
Processing availability
Website uptime
Business outcomes
Revenue generation
Accuracy of third-party information
Continuous service availability

12. Limitation of Liability

To the fullest extent permitted by law, the Agent shall not be liable for:

Lost profits
Business interruption
Data loss
Indirect damages
Consequential damages
Third-party actions
Processor decisions
Banking restrictions
Compliance actions

Users access and use this website at their own risk.

13. Indemnification

Users agree to indemnify and hold harmless the Agent and related service providers from claims, damages, liabilities, losses, or expenses arising from:

Submitted information
Fraudulent activity
Violations of law
Misuse of the website
Violations of these Terms

14. Website Availability

This website may be modified, suspended, restricted, or discontinued at any time without notice.

Certain features may:

Change
Become unavailable
Be updated
Be removed

without liability.

15. Governing Law

These Terms shall be governed by the laws of the applicable state in which the Agent operates unless otherwise required by law.

Any disputes arising from use of this website shall be subject to applicable jurisdiction and venue requirements.

16. Contact Information

For questions regarding these Terms or this website, please contact the website operator directly using the contact information provided on this website.

Footer Disclosure Recommendation

Independent Sales Representative Website
Merchant approvals subject to underwriting and processor review.
Not a bank, lender, or financial institution.

TOS