(323) 388-1971Get my free quote
On the go. On your side.

Less on fees.
More for
your business.

Accept payments with a plan built around your business. Compare zero-fee processing through cash & card pricing, or a traditional low-rate option, with our team.

Get my free quote
Free. No obligation.
See how it works
A plain unbranded blue card held above a payment terminal in a bright cafe
SMALL BUSINESS. BIG POSSIBILITIES.
Retail & boutiquesRestaurants & cafésServices & tradesOnline & on the go

Watch a $100 sale the On The Go way.

  1. 1

    Ring up the sale

    Start with a $100 cash-price sale. The corresponding displayed card price is $103 in this example.

  2. 2

    Two prices, posted

    Both prices are disclosed before payment. Your customer chooses how to pay.

  3. 3

    They tap to pay

    The customer uses a supported card or wallet. Available payment methods depend on your terminal.

  4. 4

    Approved

    The example card payment is approved. An illustrative $3 processing cost is shown in the breakdown.

  5. 5

    Receipt prints

    The receipt confirms the selected price and payment. Your actual receipt format follows the approved program.

  6. 6

    $100 after the example fee

    In this illustration, $103 less a $3 processing cost leaves $100 before any other applicable fees.

Illustrative sale: $100 cash price, $103 card price and a hypothetical $3 processing cost. Other fees may apply. Not a rate quote or settlement promise.
Illustrative photorealistic payment terminal
Order 1042Latte × 2$11.00Pastry box$24.00Catering tray$65.00
Total$100.00
Charge

Where the money goes

Sale$100.00
Difference in displayed prices+$3.00
Processing cost−$3.00
After example fee—
Traditional example$97.00

Two approaches.
One informed decision.

Cash & card pricing is our leading option. If you prefer one price at the counter, our team will compare a traditional low-rate plan side by side.

Traditional processingCash & card pricingOur leading option
How costs are handledYour business pays its agreed processing chargesThe card price can offset eligible processing costs
Illustrative cost on $100$3.00 at a 3% effective rateEligible costs offset by the card price
Customer choiceOne priceCash or card, both posted
Customer-facing setupOne advertised price; standard checkout setupTwo-price disclosures and program-specific setup
Prefer one price?Low-rate traditional plans availableCompare both with our team
Illustrative amount after processing≈ $97.00$100.00*
*When eligible processing costs are fully offset. Account, equipment or service fees may still apply and are set out in your written proposal. Cash & card pricing is different from surcharging; requirements vary by state and card type.

Put your own
numbers in.

Enter your monthly card sales and effective rate to estimate your current processing costs. Use this starting point to request a comparison of both pricing approaches.

Request my cost comparisonCurrent-cost illustration: card sales × effective rate, held constant over time. It excludes growth and does not forecast future fees or savings. Our team reviews your actual costs.
Estimated current processing cost$900/month
Current cost over one year$10,800/year

Four steps.
A clearer way forward.

The complete guide
  1. 01

    Start with your business

    Tell us how you sell, your current setup and what you’d like to improve.

  2. 02

    Compare your options

    Review cash & card pricing and a traditional plan, including any remaining fees.

  3. 03

    Approve your setup

    Review the written terms. Subject to approval, prepare equipment and pricing.

  4. 04

    Switch when ready

    Confirm readiness and existing obligations before changing providers.

The right tools.
For the way you sell.

Explore equipment
Countertop payment setup example

Countertop

Customer-facing display

Tablet POS payment setup example

Tablet POS

Touchscreen interface

Handheld payment setup example

Handheld

Tap, chip and swipe

Online payment setup example

Online

Website checkout

Equipment examples; model and availability confirmed in your proposal. Disclosures.

Straight answers.

Anything not here, ask our team or the assistant.

All questions
How does zero-fee processing work?

Cash & card pricing displays a cash price and a card price before payment. For an eligible business, the difference can help offset card processing costs. Our team reviews your location, payment mix and checkout setup before proposing a program. Other account, equipment or service fees may still apply.

Is cash & card pricing the same as a surcharge?

No. They are different pricing structures. Cash & card pricing displays separate prices; a surcharge adds a charge to an eligible card transaction. Requirements vary by location, card type and provider. Your proposal should explain the structure, disclosures and checkout settings for your business.

Can I choose traditional processing instead?

Yes. Traditional processing keeps one customer-facing price while your business pays its agreed processing charges. Our team can compare a traditional low-rate plan with cash & card pricing using your sales channels, current fees and checkout preferences.

Does zero-fee mean my entire account is free?

No. It describes a way to offset eligible processing costs, not a promise of a free merchant account. Review any monthly account, software, equipment, service and cancellation costs alongside transaction charges before you decide.

Keep more.
Start here.

Request a free review of your payment options. Share your business and goals so our team can start with what matters to you. There is no obligation to proceed.

  • No obligation, no pressure
  • Your current setup reviewed first
  • Cash & card pricing and traditional compared
+1 (323) 388-1971info@onthegoprocessing.com

Get my free quote

Approximate figures are fine to start. Do not enter card or bank details here.

Please don’t include card details, bank information or passwords.