Privacy Policy
Privacy Policy
Independent Agent Website
1. Introduction
This website is independently operated by an independent sales representative, agency, referral partner, contractor, or independent business utilizing PAYBOTX-related infrastructure, services, software, or technology systems (“Agent”).
This Privacy Policy describes how information may be collected, used, stored, processed, and shared when you visit or interact with this website (“Website”).
By accessing or using this Website, you acknowledge and agree to the practices described in this Privacy Policy.
If you do not agree with this Privacy Policy, please discontinue use of this Website.
2. Information We May Collect
Depending on how you interact with this Website, information collected may include:
Personal Information
- Name
- Business name
- Email address
- Phone number
- Mailing address
- Merchant or business information
- Information submitted through forms or applications
Technical Information
- IP address
- Browser type
- Device type
- Operating system
- Referral URLs
- Website interaction data
- Approximate geographic location
- Cookies and tracking data
Communications Information
- Email communications
- SMS interactions
- Call records or voicemail information
- Form submissions
- CRM activity records
3. How Information May Be Used
Information collected through this Website may be used for purposes including:
- Responding to inquiries
- Contacting prospective merchants or customers
- Providing requested information
- Merchant onboarding
- CRM management
- Lead management
- Customer support
- Appointment scheduling
- Website improvement
- Analytics and reporting
- Fraud prevention
- Compliance review
- Operational administration
- Communication regarding services
4. Information Sharing
Information may be shared with:
- Payment processors
- Merchant service providers
- CRM systems
- Technology platforms
- Website hosting providers
- Communication providers
- Automation systems
- Service providers
- Compliance partners
- Operational vendors
Information may also be disclosed:
- To comply with applicable laws
- To respond to legal requests
- To investigate fraud or security concerns
- To protect operational integrity
- During business restructuring, acquisition, or transfer activities where permitted by law
We do not sell personal information in exchange for direct monetary compensation.
5. Third-Party Services
This Website may utilize third-party services including:
- CRM systems
- Hosting providers
- Analytics providers
- Payment-related systems
- Email providers
- SMS systems
- Automation tools
- APIs
- Embedded integrations
Third-party services operate independently and may have separate privacy policies and terms.
The Agent is not responsible for:
- Third-party outages
- Security failures
- Service interruptions
- Data handling practices of third-party providers
Users should review applicable third-party privacy policies where appropriate.
6. Cookies & Tracking Technologies
This Website may use:
- Cookies
- Analytics tools
- Tracking pixels
- Session technologies
- Advertising technologies
- CRM tracking systems
These technologies may be used to:
- Improve Website functionality
- Analyze Website traffic
- Measure campaign performance
- Track interactions
- Improve user experience
- Support operational systems
Users may disable cookies through browser settings; however, some Website functionality may be limited.
7. Communications Consent
By submitting information through this Website, users consent to receive:
- Emails
- SMS messages
- Phone calls
- Appointment reminders
- Follow-up communications
- Operational notifications
Message and data rates may apply.
Consent may be withdrawn where permitted by law by following applicable unsubscribe or opt-out instructions.
8. Data Retention
Information may be retained for operational, business, compliance, legal, security, backup, analytics, fraud prevention, or recordkeeping purposes.
Retention periods may vary depending on:
- Business needs
- Legal requirements
- Processor requirements
- Compliance obligations
- Operational considerations
The Agent reserves the right to retain records where necessary to:
- Comply with legal obligations
- Resolve disputes
- Enforce agreements
- Prevent fraud
- Maintain operational integrity
9. Data Security
Reasonable administrative, technical, and organizational measures may be used to help protect submitted information.
However, no transmission or storage system can be guaranteed to be completely secure.
Users acknowledge that:
- Internet communications carry inherent risks
- Absolute security cannot be guaranteed
- Users submit information at their own risk
10. No Financial Institution Relationship
This Website is independently operated and is not a bank, lender, government agency, or financial institution.
Submission of information through this Website does not establish:
- A banking relationship
- Financial approval
- Fiduciary relationship
- Guaranteed merchant account approval
- Guaranteed funding
Any processing or financial services referenced through this Website are subject to review and approval by applicable third-party providers, processors, underwriting departments, or financial institutions.
11. Children’s Privacy
This Website is not intended for individuals under the age of 18.
The Agent does not knowingly collect personal information from children.
If information from a minor is believed to have been submitted, appropriate steps may be taken to remove such information where reasonably possible.
12. Your Rights
Depending on applicable laws and jurisdiction, users may have rights relating to:
- Accessing information
- Correcting information
- Deleting information
- Opting out of certain communications
- Requesting information regarding collected data
Requests may be submitted using the contact information provided on this Website.
Identity verification may be required before certain requests are processed.
13. Changes to This Privacy Policy
This Privacy Policy may be updated at any time without prior notice.
Updated versions become effective upon posting to this Website.
Continued use of the Website constitutes acceptance of the updated Privacy Policy.
14. Contact Information
For questions regarding this Privacy Policy or data practices, please contact the Website operator using the contact information provided on this Website.
Footer Disclosure Recommendation
Independent Sales Representative Website
Merchant approvals subject to underwriting and processor review.
Not a bank, lender, or financial institution.